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Is Medicare free at age 65?

The cost for Medicare varies depending on the years spent paying Medicare taxes or using Social Security, coverage type, and enrollment timeliness. If you qualify for premium-free Part A, you have only the monthly premium for Part B, as well as the deductibles for each plan. Original Medicare is open to people 65 and older […]

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The Difference Between HMOs and PPOs

Choosing the right health care plan for you and your family is a tough task. There are many options available and many decisions to make. Understanding the difference between an HMO and a PPO is a good place to start. HMOs, or Health Maintenance Organizations, and PPOs, or Preferred Provider Organizations, are two common types […]

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How ACA Subsidies Work

Under the Affordable Care Act (ACA), low- and middle-income Americans may be eligible to save money on their insurance premiums thanks to the subsidies allowed under the law.   How Subsidies Work ACA subsidies work on a sliding scale, by limiting what you are required to contribute toward premiums to a fixed percentage of your annual […]

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