How Do Hospital Indemnity Insurance Plans Work?
When you need to use your hospital indemnity coverage, you can access your benefits by following a few steps.
- Complete a claim form.
- Submit the claim form with copies of your receipts for any covered items.
- Receive a check. You’ll be issued a benefit check to use as you see fit.
Hospital Indemnity Insurance supplements your existing coverage by helping with the remaining costs.
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Paid directly to you, not hospitals
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Not only covers you but your family as well
Frequently Asked Questions
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Hospital indemnity may cover any additional costs incurred during your hospitalization. These may include emergency room visits, hospital stay costs, surgeries, critical care, and more, depending on your plan.
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Hospital and fixed indemnity plans are meant to supplement traditional health insurance plans. Fixed indemnity plans pay a set rate per service, whereas hospital indemnity insurance plans pay a portion of the costs accrued after a deductible is met.
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This insurance is for anyone interested in extra financial support with unexpected hospital stays or care. It generally helps with costs related to hospitalizations (whether you have surgery or not), intensive care, and critical care.
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Consider having peace of mind when unforeseen circumstances arise, knowing you can focus on what matters most, not your pocketbook.
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