I’m active, I’m healthy, I’m too young to need insurance. Right?

If that sounded familiar to you, then consider these 5 reasons why you actually need insurance, even when you feel fine.

Insurance Is Actually Affordable

You might be under the impression that a monthly health insurance premium is out of your budget. After all, you probably have many other expenses to consider like living costs and student loans to pay off. 

But did you know that there are many tax credits and cost-sharing subsidies available to you? Insurance premiums can also be lowered for those who are young and healthy. With a simple search on resource websites like Healthcare.gov, or simply give one of our Fidelis Representatives a call, you will be able to compare plans and find the one that is right for you.

High Costs Without Coverage

Getting sick happens to everyone, even to those who are healthy. Something as common as a broken leg can cost about $7,500, and a three-day hospital stay can cost upwards of $30,000 out of pocket. That’s a lot of money.

Plan For The Future

Having insurance helps to alleviate some of the stress when planning for the ever-changing future. Especially for those recently out of school, or for those thinking of starting a family, a good insurance policy keeps you in control even when your plans are still in flux.

Life Is Unpredictable

Anything can happen! And that goes for both good and bad. Having insurance now means something you can count on even with life is unpredictable. Don’t wait until catastrophe hits.

Do It For Those You Love

Getting insured is not only good for you, but also for those you love. Whether they are family, friends, a spouse, or a child, knowing that you have adequate coverage adds to their financial security and emotional wellbeing. It is one more thing to take off your list of worries, so you can spend more of your time with those you love.